HCT48F. Median Sel Monthly Owner Costs as Percentage of Hhold Income in 1999 & Mortgage Status (Some Other Race Alone Hhldr) [3] - Summary File 3 (SF3) - Census 2000

Data Dictionary:

Census 2000

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Survey: Census 2000

Data Source:

U.S. Census Bureau

Table:

HCT48F. Median Sel Monthly Owner Costs as Percentage of Hhold Income in 1999 & Mortgage Status (Some Other Race Alone Hhldr) [3]

Universe: Specified owner-occupied housing units with a householder who is Some other race alone

Table Details

HCT48F.

Median Sel Monthly Owner Costs as Percentage of Hhold Income in 1999 & Mortgage Status (Some Other Race Alone Hhldr)

Universe: Specified owner-occupied housing units with a householder who is Some other race alone

Variable	Label
HCT048F001	Total
HCT048F002	Housing units with a mortgage
HCT048F003	Housing units without a mortgage

Relevant Documentation:

Excerpt from:	Social Explorer, U.S. Census Bureau; 2000 Census of Population and Housing, Summary File 3: Technical Documentation, 2002.
	Summary File 3 Technical Documentation -> Appendix B. Definitons of Subject Characteristics -> Housing Characteristics -> Selected Monthly Owner Costs as a Percentage of Household Income In 1999 -> Median selected monthly owner costs as a percentage of household income

Median selected monthly owner costs as a percentage of household income

This measure divides the selected monthly owner costs as a percentage of household income distribution into two equal parts, one-half of the cases falling below the median selected monthly owner costs as a percentage of household income and one-half above the median. Median selected monthly owner costs as a percentage of household income is computed on the basis of a standard distribution (see the "Standard Distributions" section under "Derived Measures"). Median selected monthly owner costs as a percentage of household income is rounded to the nearest tenth. (For more information on medians, see "Derived Measures".)

Excerpt from:	Social Explorer, U.S. Census Bureau; 2000 Census of Population and Housing, Summary File 3: Technical Documentation, 2002.
	Summary File 3 Technical Documentation -> Appendix B. Definitons of Subject Characteristics -> Housing Characteristics -> Mortgage Status

Mortgage Status

The data on mortgage status were obtained from answers to long-form questionnaire Items 47a and 48a, which were asked on a sample basis at owner-occupied housing units. "Mortgage" refers to all forms of debt where the property is pledged as security for repayment of the debt, including deeds of trust; trust deeds; contracts to purchase; land contracts; junior mortgages; and home equity loans.

A mortgage is considered a first mortgage if it has prior claim over any other mortgage or if it is the only mortgage on the property. All other mortgages, (second, third, etc.) are considered junior mortgages. A home equity loan is generally a junior mortgage. If no first mortgage is reported, but a junior mortgage or home equity loan is reported, then the loan is considered a first mortgage.

In most census data products, the tabulations for "Selected Monthly Owner Costs" and "Selected Monthly Owner Costs as a Percentage of Household Income in 1999" usually are shown separately for units "with a mortgage" and for units "not mortgaged." The category "not mortgaged" is comprised of housing units owned free and clear of debt.

Comparability

A question on mortgage status was included in the 1940 and 1950 censuses, but not in the 1960 and 1970 censuses. The item was reinstated in 1980 along with a separate question dealing with the existence of second or junior mortgages. In 1990, the mortgage status questions were asked of 1-family, owner-occupied housing units; mobile homes; and condominiums. In 1990, the answer categories for the second and junior mortgage question did not distinguish between a second mortgage and a home equity loan.

In Census 2000, the questions were asked at all owner-occupied housing units. In addition, the answer categories distinguished between a second mortgage and a home equity loan.

Excerpt from:	Social Explorer, U.S. Census Bureau; 2000 Census of Population and Housing, Summary File 3: Technical Documentation, 2002.
	Summary File 3 Technical Documentation -> Appendix B. Definitons of Subject Characteristics -> Population Characteristics -> Race -> Some other race

Some other race

This category includes all other responses not included in the "White," "Black or African American," "American Indian or Alaska Native," "Asian," and "Native Hawaiian" or "Other Pacific Islander" race categories described above. Respondents providing write-in entries such as multiracial, mixed, interracial, or a Hispanic/Latino group (for example, Mexican, Puerto Rican, or Cuban) in the "Some other race" write-in space are included in this category.