T106. Mortgage Status by Selected Monthly Owner Costs as a Percentage of Household Income in 2010 [11] - Social Explorer Tables: ACS 2010 (3-Year Estimates) (SE) - ACS 2010 (3-Year Estimates)

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Data Dictionary:

ACS 2010 (3-Year Estimates)

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Survey: ACS 2010 (3-Year Estimates)

Data Source:

Social Explorer; U.S. Census Bureau

Data set: Social Explorer Tables: ACS 2010 (3-Year Estimates) (SE)

Table:

T106. Mortgage Status by Selected Monthly Owner Costs as a Percentage of Household Income in 2010 [11]

Universe: Owner-occupied housing units

Table Details

T106.

Mortgage Status by Selected Monthly Owner Costs as a Percentage of Household Income in 2010

Universe: Owner-occupied housing units

Variable	Label
T106_001	Owner-Occupied Housing Units:
T106_002	Housing Units with a Mortgage:
T106_003	Less than 30 Percent
T106_004	30 Percent or More
T106_005	50 Percent or More
T106_006	Not Computed
T106_007	Housing Units Without a Mortgage:
T106_008	Less than 30 Percent
T106_009	30 Percent or More
T106_010	50 Percent or More
T106_011	Not Computed

Relevant Documentation:

Excerpt from:	Social Explorer; U.S. Census Bureau; American Community Survey 2008-2010 Summary File: Technical Documentation.
	ACS 2010 3-Year Summary File: Technical Documentation -> Appendix A. Supplemental Documentation -> 2010 Subject Definitions -> Living Quarters -> Housing Variables -> Monthly Housing Costs as a Percentage of Household Income

Monthly Housing Costs as a Percentage of Household Income

The data for monthly housing costs as a percentage of household income are developed from a distribution of "Selected Monthly Owner Costs as a Percentage of Household Income" for owner-occupied and "Gross Rent as a Percentage of Household Income" for renter-occupied units. The owner-occupied categories are further separated into those with a mortgage and those without a mortgage. See sections on "Selected Monthly Owner Costs as a Percentage of Household Income" and "Gross Rent as a Percentage of Household Income" for more details on what characteristics are included in each measure and how these data are comparable to previous ACS and Census 2000 data.

Monthly housing costs as a percentage of household income provide information on the cost of monthly housing expenses for owners and renters. The information offers an excellent measure of housing affordability and excessive shelter costs. The data also serve to aid in the development of housing programs to meet the needs of people at different economic levels.