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Data Dictionary: ACS 2010 (3-Year Estimates)
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Data Source: Social Explorer; U.S. Census Bureau
Table: T107. Selected Monthly Owner Costs as a Percentage of Household Income in 2010 for Housing Units with a Mortgage [5]
Universe: Housing units with a mortgage
Table Details
T107. Selected Monthly Owner Costs as a Percentage of Household Income in 2010 for Housing Units with a Mortgage
Universe: Housing units with a mortgage
Variable Label
T107_001
Housing Units with a Mortgage:
T107_002
Less than 30 Percent
T107_003
30 Percent or More
T107_004
50 Percent or More
T107_005
Not Computed
Relevant Documentation:
Excerpt from: Social Explorer; U.S. Census Bureau; American Community Survey 2008-2010 Summary File: Technical Documentation.
  ACS 2010 3-Year Summary File: Technical Documentation -> Appendix A. Supplemental Documentation -> 2010 Subject Definitions -> Living Quarters -> Housing Variables -> Monthly Housing Costs as a Percentage of Household Income
Monthly Housing Costs as a Percentage of Household Income
The data for monthly housing costs as a percentage of household income are developed from a distribution of "Selected Monthly Owner Costs as a Percentage of Household Income" for owner-occupied and "Gross Rent as a Percentage of Household Income" for renter-occupied units. The owner-occupied categories are further separated into those with a mortgage and those without a mortgage. See sections on "Selected Monthly Owner Costs as a Percentage of Household Income" and "Gross Rent as a Percentage of Household Income" for more details on what characteristics are included in each measure and how these data are comparable to previous ACS and Census 2000 data.

Monthly housing costs as a percentage of household income provide information on the cost of monthly housing expenses for owners and renters. The information offers an excellent measure of housing affordability and excessive shelter costs. The data also serve to aid in the development of housing programs to meet the needs of people at different economic levels.